.jpg)
Recently, we made the audacious decision to offer our investment management services for free.
Why? For the millions of Americans who have not yet had the opportunity to build a substantial savings fund, every dollar paid in fees is a dollar lost to the power of compounding. This is what most investment apps and services want people to ignore: just like interest, fees compound exponentially over the years.
These apps and services charge seemingly innocuous amounts, usually less than $10/month or a very low percentage of assets under management, hoping you’ll consider this negligible enough to proceed. Or, they might even purposely keep a good portion of your money in cash and lend it out to earn interest for themselves without paying you in turn, meaning that less of your money is invested for growth. When you do the math, you’ll quickly realize that a few dollars paid in fees in a year quickly turn into hundreds if not thousands in lost opportunity over the course of a decade. And if you’re just starting out in your saving and investing journey, this makes a huge difference.
Here’s a breakdown of how much you stand to lose to fees, even for fees as little as $3/month:
.gif)
Since we’re on a mission to break down the walls on Wall Street, we want to make sure that you keep as much of your money as possible so it can grow as much as possible. How can we offer such carefully calculated and curated portfolios, driven by data and math to optimize for your particular investor profile, for free? We don’t start charging until your account reaches $100,000 to give you time to build a solid financial foundation. And even then, we are far more accessible than other entities that use similar strategies, such as hedge funds. Essentially, we’re offering the investment strategies of the Wall Street elite for a fraction of the time and money.
Because smart investing shouldn’t be limited to Wall Street.
Ready to see what fee-free returns can do for your finances? Download Hush and follow us on Instagram for more smart money moves
Investing involves risk, including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Hush app pricing before investing. Investment advisory services offered by NINE30 Advisors LLC (NINE30), an SEC-registered investment advisor. Securities brokerage services are provided by Alpaca Securities LLC ("Alpaca Securities"), member FINRA/SIPC, a wholly-owned subsidiary of AlpacaDB, Inc. Technology and services are offered by AlpacaDB, Inc.
No Guarantee of Wealth Accumulation: The tagline 'Get rich slow' is intended to describe a disciplined, long-term investment strategy and does not guarantee wealth accumulation. Investors should be aware that all investments carry risks, including the potential for loss of principal. Past performance is not indicative of future results. Risk Disclosures for Investment Strategy: Investing in any strategy involves inherent risks, including the risk of loss. The potential for gains or losses depends on market conditions and other factors beyond our control. Clients should carefully consider their financial situation, investment objectives, and risk tolerance before pursuing any investment strategy. Balanced Presentation of Performance: All strategies and past performance data presented in this material are based on historical analysis and are not predictive of future performance. Investments may not perform as expected, and actual outcomes may vary. We do not guarantee future results, and clients should fully understand the risks involved.
A properly suggested portfolio recommendation is dependent upon current and accurate financial and risk profiles. Clients who have experienced changes to their goals, financial circumstances, or investment objectives, or who wish to modify their portfolio recommendation, should promptly update their information in the Hush app. All percentage return numbers or other performance related numbers shown are hypothetical.
Simulated or backtested data represents hypothetical results and is presented for illustrative purposes only. These results do not reflect actual trading and may not be indicative of future performance. Past performance, whether simulated or actual, is not a reliable indicator of future outcomes. Investors should not assume that similar returns will be achieved. All investments carry the risk of loss, and investors may lose some or all their principal. Please review the advisory contract and Form ADV Part 2A Narrative for further details regarding fees, risks, and other important information.
Subscription Fees depend on the end of month value of your portfolio with us and range from free to $5 per month. NINE30 does not charge transactional fees, commissions or fees based on assets for accounts under $1 million. NINE30 does not receive compensation for referring clients or marketing third party services, and thereby avoids such potential conflicts of interest.
The ETFs comprising the portfolios charge fees and expenses that will reduce a client’s return. Investors should consider the investment objectives, risks, charges and expenses of the funds carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus. Please read each prospectus carefully before investing.
We value your privacy and we don't sell your data.
NINE30 reserves the right to restrict or revoke any and all offers at any time.
For additional important risks, disclosures, and information, please visit Disclosures
© 2024 NINE30 Advisors LLC | Disclosures |
