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There might be many gifts to prepare, or parties to host or attend, but the holidays shouldn’t be overwhelming on your wallet! If you’re thinking about what to give or what to make that won’t break the bank, here are some things to keep in mind to reduce stress.
A good gift doesn't have to break the bank, and a loved one wouldn’t want you to! You still have time to find (or make!) something special worthy of someone special. Think crafts that they would love to make or receive, memories that they'd appreciate being able to look back on at any time of the year, or an experience whose value would compound over time. Just saying, we know a thing or two about compounding value…
So many recipes, while tempting, require a long list of ingredients that you'll likely only use once. Soon, you'll find yourself with a kitchen full of expired spices and moldy sauces and several hundred dollars down the drain. Make it a rule: if a dish requires you to buy an ingredient that you don't anticipate using more than twice a month, either find a suitable substitution for that ingredient, or don't make it.
No need to buy tons of holiday-themed decor that you only bring out once a year. Small pieces can bring a subtle, tasteful, yet still unmistakable holiday touch, without the post-holiday clutter.
Holiday sales will tempt you to spend more than you actually plan on spending. Make a list and check it twice, but also make sure to stick to it.
Now is not the time to take your foot off the pedal! There are still three weeks left of 2025 for your weekly savings and investments habit. While you might be spending a bit more for the holidays, don't let it interfere with your goals beyond the holiday season. Stay disciplined, stay the course, stay on track.
The holidays are for focusing on friends and family, not worrying about finances. With a bit of smart planning, you’ll be handling it like a pro 💪💸
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