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In the holiday season rush and end of the year madness, it’s easy to forget to think beyond the sales and the gifts, the parties and the expenses. But since we’re not in the holiday business, but rather in the wealth building business, we’re more concerned about what happens year-round for your money. These are five things to do with your money, during the holidays and beyond, that will help you crush it financially year round.
Your parents introduced you and now you feel a sense of obligation to stick with them? You’ve already been together for so long and you’re unsure if there’s anything better out there? You’ve convinced yourself that what they’re giving you is safe even though it’s far beneath the bare minimum? Don’t know about you, but that sounds suspiciously like settling. If it’s not good enough for you, it’s not good enough for us.
Wall Street makes money by convincing people that a) they need exorbitant amounts of money to start investing and b) they need to pay exorbitant amounts of money to access the best investment strategies. But because you’re smarter than that, you know that this is false: smart investing is not based on knowing when to enter the markets, nor how much to start with. Small amounts compound over time: the sooner you start, the more time your money has to grow.
It's easy to let emotions dictate how you use your money, not just in investing. The truth is the time spent researching and agonizing over where to put your money and what to spend it on doesn't lead to better results. At Hush, we invest based on results-driven math, not emotions: FOMO has nothing on us, and nothing on you.
Do you find yourself following your peers’ spending habits, perhaps unconsciously, buying things that they buy and things that they tell you to buy? Does this spending really make you feel better about yourself, or improve your life in any meaningful way? The moves that work for them might not work for you, and that’s okay.
Investments in the red? Holidays costing more than expected? That doesn't mean that what you're doing isn't working! Stay with your plan, reassess and readjust if necessary, and keep going.
If you’re serious about getting serious about your money, there has never been a better time to get your finances in shape. Follow and download Hush for more smart money moves
Investing involves risk, including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Hush app pricing before investing. Investment advisory services offered by NINE30 Advisors LLC (NINE30), an SEC-registered investment advisor. Securities brokerage services are provided by Alpaca Securities LLC ("Alpaca Securities"), member FINRA/SIPC, a wholly-owned subsidiary of AlpacaDB, Inc. Technology and services are offered by AlpacaDB, Inc.
No Guarantee of Wealth Accumulation: The tagline 'Get rich slow' is intended to describe a disciplined, long-term investment strategy and does not guarantee wealth accumulation. Investors should be aware that all investments carry risks, including the potential for loss of principal. Past performance is not indicative of future results. Risk Disclosures for Investment Strategy: Investing in any strategy involves inherent risks, including the risk of loss. The potential for gains or losses depends on market conditions and other factors beyond our control. Clients should carefully consider their financial situation, investment objectives, and risk tolerance before pursuing any investment strategy. Balanced Presentation of Performance: All strategies and past performance data presented in this material are based on historical analysis and are not predictive of future performance. Investments may not perform as expected, and actual outcomes may vary. We do not guarantee future results, and clients should fully understand the risks involved.
A properly suggested portfolio recommendation is dependent upon current and accurate financial and risk profiles. Clients who have experienced changes to their goals, financial circumstances, or investment objectives, or who wish to modify their portfolio recommendation, should promptly update their information in the Hush app. All percentage return numbers or other performance related numbers shown are hypothetical.
Simulated or backtested data represents hypothetical results and is presented for illustrative purposes only. These results do not reflect actual trading and may not be indicative of future performance. Past performance, whether simulated or actual, is not a reliable indicator of future outcomes. Investors should not assume that similar returns will be achieved. All investments carry the risk of loss, and investors may lose some or all their principal. Please review the advisory contract and Form ADV Part 2A Narrative for further details regarding fees, risks, and other important information.
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