Over 43 Million Americans have Student Loan Debt

Learn how to pay it off and take control of your financial future with Hush.

In just 15 years you could pay off your student Debt

The average college graduate owes nearly $30,000 in student debt and never fully pays it off.

Small, regular savings matter. Set aside a few dollars every week, however much you’re able to. Invest it responsibly with Hush and let it compound and grow.

If you invest just $20 every week, and after a year, increase to $22 every week, and continue with a 10% annual increase, you'll be debt free in just 15 years.

Being debt-free is a choice.
Read More

Hush is your

Trusted partner in Paying off your student loans.

The app that helps you optimize your finances to pay off student loans.
Get answers to your financial questions, backed by up-to-date market information.
Save and invest confidently and securely to eliminate your student debt.
You’re in control. When circumstances change, update or stop transactions at any time, keeping your financial goals in mind.

Don’t wait to take control of your finances and reduce your debt.

Small steps today, financial freedom tomorrow – pay off your student loans with Hush
If you save $3.00 a day
(The cost of a cup of coffee)
That could be:
$1,071 in 1 year *
$1,020 of investment + $51 in returns
$3,958 in 3 years *
$3,422 of investment + $535 in returns
$8,040 in 5 years *
$6,329 of investment + $1,711 in returns
$26,251 in 10 years *
$16,555 of investment + $9,696 in returns
$64,199 in 15 years *
$33,023 of investment + $31,175 in returns
*Calculated with 10% average annual returns.
Read disclaimer

Healthy finances, made easy

Effortlessly smart finances tailored to you

Consistency

Set up automatic weekly deposits tailored to your budget. Simply set and forget, and watch your student loan balance decrease steadily over time.

Diversification

Hush ensures your investment is protected by diversifying it. This strategy maximizes growth while minimizing risk, providing peace of mind for your financial future.

Investment planning

Hush analyzes your current financial situation and creates a customized investment plan designed to grow your savings, helping you reach your debt repayment goals.

Auto rebalancing

As markets and your personal circumstances change, Hush automatically adjusts your investment portfolio. This ensures your student loan repayment plan remains on course for steady progress, no matter what.
Read disclaimer

Healthy finances, made easy

Effortlessly smart finances tailored to you

Consistency

Set up automatic weekly deposits tailored to your family’s budget. Simply set and forget, and watch your child’s college fund grow steadily over time

Diversification

Hush ensures your investment is protected by diversifying investments. This strategy maximizes growth while minimizing risk, providing peace of mind for your family’s future.

Investment planning

Hush analyzes your current financial situation and creates a customized investment plan designed to grow your investment, helping you reach your savings goals.

Auto rebalancing

As markets and your personal circumstances change, Hush automatically adjusts your investment portfolio. This ensures your child’s college fund remains on course for steady growth, no matter what.
Read disclaimer

Investing as easy as 1-2-3

No false promises, no hidden fees, no fixed contracts
Smart money moves without the stress
Step 1

Connect your finances

Set up and link your accounts (via Plaid) for an analysis of your income and expenditures.
Step 2

Choose your savings and investment strategy

Receive a custom financial plan, based on your financial information, risk tolerance, and financial goals, and set up a recurring deposit.
Step 3

Grow as you go

Hush adjusts to your changing finances so you always know your money is doing the most for you.

Hush Pricing

Starter

Free

Hush is always completely free for accounts below $500.

Our priority is for you to grow your money!

Beginner

$2.50 / Month

For accounts between $500 and $1,500, we charge only a flat fee of $2.50 per month.

No hidden fees.

Pro

$5.00 / Month

For accounts larger than $1,500, there's only a fee of $5.00 a month. No matter how far you grow!

No hidden fees.

Sharing the Knowledge, Sharing the Wealth

I have spent the past two decades managing money for some of the wealthiest people in the world. Throughout my years running hedge funds and family offices, it became clear to me how the financial industry is stacked in favor of those already wealthy. Rational advice and investments are offered to those who can afford it and false get-rich-quick dreams are sold to those who can’t. 

With Hush, I want to take what I have learnt and share the knowledge with everyone. I want to provide an investment approach common for the top one percent and make it accessible for even the smallest savings accounts. 

With my books, I started a mission to share my knowledge and experience and Hush is the next logical step. I will be with you every step of the way, explaining what we do and why. How you can save, improve your situation and reach your own personal financial goals. Start early, have a plan and anyone can reach financial freedom. I look forward to helping each and every one of you!
Andreas Clenow
Co-founder, Chief Investment Officer and best-selling author

Your safety is our highest priority

Your accounts are backed by SIPC insurance for up to $500,000.

Hush never sells your data. Our underlying infrastructure is built upon the latest security standards.

We work with trusted partners like Plaid, which serves over 100 million users, as well as Alpaca Securities for trading. Your credentials are safeguarded by Stytch and Google ensures platform stability.

Hush's parent company NINE30 Inc is a registered investment advisor with the US Securities and Exchange Commission (SEC).

Read more

Set up your student loan repayment plan with Hush today.

We manage your student debt so you can focus on your goals!
Scan the QR code to register via the web app.
The full app will soon be available on iOS and Android. Register by the end of July for free access in 2024! Available only for US customers.

Invest with Hush to pay off your student loans faster.

We handle the financial strategy while you focus on your future!
Click the Sign Up Now Button register via the web app. The full app will soon be available on iOS and Android. Register by the end of July for free access in 2024! Available only for US customers.

Invest like
a turtle

Your future is a marathon - slow and steady wins the race every time.

Building wealth is a long journey, but Hush can help you at every step of the way.
Read our manifesto

Got Questions About Tackling Student Debt? Find Answers Here.

We understand that paying off student loans can be overwhelming, so we work hard to make everything about our process easier to understand. Here are some answers to frequently asked questions from people just like you.
Is my money going to be locked up?

You can withdraw your money at any time. We understand that you might need your money on short notice, and we have no lockup periods of penalties for early withdrawal. You can request a partial or full withdrawal at any time and your money will be returned in a matter of days.

How will my money be invested?

We believe in long term, risk adjusted returns. Your money will be diversified all over the world, in stocks, bonds and alternative investments. Our investment models adapt automatically to your needs and to the market conditions. This ensures that you’re participating in strong performing markets wherever they may be, and provides a smoother return in the long run.

Who is managing my money?

Our investment team is led by prolific hedge fund manager and author Andreas Clenow. He has been managing hundreds of millions of dollars for some of the wealthiest people in the world for decades and now he’s using that experience to help you grow your own wealth.

How is my data used?

We never sell your data or share it with anyone we are not legally obligated to share it with. At Hush we take your privacy seriously and we go to great lengths to avoid even storing any sensitive personal information.

How is my money protected?

Your money is held with Alpaca, a licensed American broker dealer, and is insured by SIPC up to $500,000. The Hush app is managed by NINE30 LLC, a registered Investment Advisor with the SEC.

Side Quests

Set up multiple missions, save towards multiple goals.

Investing involves risk, including loss of principal. Please consider, among other important factors, your investment objectives, risk tolerance and Hush app pricing before investing. Investment advisory services offered by NINE30 Advisors LLC (NINE30), an SEC-registered investment advisor. Securities brokerage services are provided by Alpaca Securities LLC ("Alpaca Securities"), member FINRA/SIPC, a wholly-owned subsidiary of AlpacaDB, Inc. Technology and services are offered by AlpacaDB, Inc.

No Guarantee of Wealth Accumulation: The tagline 'Get rich slow' is intended to describe a disciplined, long-term investment strategy and does not guarantee wealth accumulation. Investors should be aware that all investments carry risks, including the potential for loss of principal. Past performance is not indicative of future results. Risk Disclosures for Investment Strategy: Investing in any strategy involves inherent risks, including the risk of loss. The potential for gains or losses depends on market conditions and other factors beyond our control. Clients should carefully consider their financial situation, investment objectives, and risk tolerance before pursuing any investment strategy. Balanced Presentation of Performance: All strategies and past performance data presented in this material are based on historical analysis and are not predictive of future performance. Investments may not perform as expected, and actual outcomes may vary. We do not guarantee future results, and clients should fully understand the risks involved.

A properly suggested portfolio recommendation is dependent upon current and accurate financial and risk profiles. Clients who have experienced changes to their goals, financial circumstances, or investment objectives, or who wish to modify their portfolio recommendation, should promptly update their information in the Hush app. All percentage return numbers or other performance related numbers shown are hypothetical.

Simulated or backtested data represents hypothetical results and is presented for illustrative purposes only. These results do not reflect actual trading and may not be indicative of future performance. Past performance, whether simulated or actual, is not a reliable indicator of future outcomes. Investors should not assume that similar returns will be achieved. All investments carry the risk of loss, and investors may lose some or all their principal. Please review the advisory contract and Form ADV Part 2A Narrative for further details regarding fees, risks, and other important information.

Subscription Fees depend on the end of month value of your portfolio with us and range from free to $5 per month. NINE30 does not charge transactional fees, commissions or fees based on assets for accounts under $1 million. NINE30 does not receive compensation for referring clients or marketing third party services, and thereby avoids such potential conflicts of interest.

The ETFs comprising the portfolios charge fees and expenses that will reduce a client’s return. Investors should consider the investment objectives, risks, charges and expenses of the funds carefully before investing. Investment policies, management fees and other information can be found in the individual ETF’s prospectus. Please read each prospectus carefully before investing.

We value your privacy and we don't sell your data. Privacy Policy

NINE30 reserves the right to restrict or revoke any and all offers at any time.

For additional important risks, disclosures, and information, please visit Disclosures

© 2024 NINE30 Advisors LLC | Disclosures |